Planning to meet the financial needs of your survivors is one of the most important and fundamental steps in creating a sound financial plan for you and your family.
Unlike a taxable account, a fixed annuity enjoys the benefits of tax deferral. In addition, many annuity companies offer a higher first year bonus rate. To be able to offer these higher rates companies typically require you to keep the funds invested for a period of time or suffer a surrender penalty for early withdrawal.
Health Savings Accounts (HSAs) were created by the Medicare bill signed by President
Bush on December 8, 2003. HSAs are a form of medical savings account that must be
accompanied by a high-
With medical advances and improved lifestyles, life expectancies in the United States are on the rise.
Long gone are the days of being buried in a pinewood box. Funeral expenses can vary from several thousand dollars up to $15,000 and more depending on which services you select. Funeral homes and crematoriums provide a list of expenses some of which have been enumerated here.
Your chances of becoming disabled are far greater than your chances of dying. It may surprise you that one out of three individuals will suffer a disability that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65.
It may surprise you that 33.7 million non-
There are basically three ways to fund your long-
Most people earn a small fortune during their lifetime. Yet many of them are unaware of how their annual income adds up over the years.
Deposits into an annuity are not tax-
You may think that you are adequately insured in the event of your death. It may
surprise how quickly the tax-